optimagroupfin.com

Home Loan

Turn your dream home into reality

Realize your dream of owning a home with our comprehensive home loan solutions. We offer attractive interest rates and long repayment tenures to make homeownership affordable.

Home Loan Layout

Key Features

🏠 Up to 90% of property value
💰 Lowest interest from 8.50%
📅 Tenure up to 30 years
🚫 No prepayment after 3 years
🛠 Free valuation & legal assistance

Types of Home Loan

✅ Home Purchase Loan
✅ Home Construction Loan
✅ Home Extension Loan
✅ Home Improvement Loan
✅ Plot Loan

Loan Details

Loan Amount

₹5,00,000

to ₹10,00,00,000

Interest Rate

8.50%

to 12%

Tenure

5 Years

to 30 Years

Eligibility

✔ Age between 21–65 years
✔ Income ₹35,000+
✔ Credit Score 750+
✔ Job stability 3+ years

Documents Required

📄 PAN Card
📄 Aadhaar Card
📄 Address Proof
📄 Income Proof
📄 Property Documents
📄 Builder Documents

Ready to Apply?

Start your loan application now.